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Established Contributor
JusdoNit
Posts: 921
Registered: ‎12-10-2011

Re: YES!!!!

Beautiful.  Just can't wait to join u in the dream.


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

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Frequent Contributor
MissMia75
Posts: 388
Registered: ‎05-02-2011

Re: YES!!!!

What an overwhelming experience :smileyhappy:.  Through all of the hard work you put into this process this was the blessing that came out of it:smileyhappy:


Starting Score: 06/2011 505 EX 523 Lender Pulled
Current Score: 08/2011 628 EX 575 Lender Pulled
11/14/2011 TU 584

Goal Score: 700


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***Closed on my home 05/18/2012***


Frequent Contributor
Catacam
Posts: 491
Registered: ‎02-06-2012

Re: YES!!!!

Congratulations!!!!!!  Whoo Hoo!!!

CLOSED ON OUR FIRST HOME MAY 30TH!!!


Starting Score: TU 589 EQ 526 EX603
Current Score: TU 635 EQ 603 EX ??
Goal Score: 750


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Valued Member
sherakay
Posts: 59
Registered: ‎02-20-2012

Re: YES!!!!

Congrats!!

 

So jealous! I really want to buy a house but I live in LA and $133,000 isn't going to go too far. So I've been looking to move to Boulder City, NV 20 miles outside of Las Vegas. It's the closest to the city that qualifies for USDA. 

 

Only $277 to close, that's amazing!! I'm not married, and am buying by myself, so it's a little daunting because I'm not sure my BF would relocate to Vegas. 

 

Were there any other out of pocket expenses? Appraisal, inspection, credit check, etc?


Starting Score: Walmart myfico 664 TU Lender Pull 690 EQ Lender Pull 669
Current Score: Walmart myfico 698 TU Equifax- 686 Experian- 692 Transunion- 700 Lender Pull 7/18/12
Goal Score: 720


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Contributor
xchap
Posts: 82
Registered: ‎01-23-2008

Re: YES!!!!

Excellent one day i'll also join in on that dream.


Starting Score: 760
Current Score: 760
Goal Score: 800


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Frequent Contributor
Sunshine85
Posts: 366
Registered: ‎01-14-2012

Re: YES!!!!

Congratulations!
Frequent Contributor
blessed92380
Posts: 261
Registered: ‎09-15-2011

Re: YES!!!!

We paid 500.00 binder, 440.00 for an appraisal, 135.00 for the appraiser to go out again after some things were corrected, 130.00 for WDO, 225.00 home inspection, and the 277.00 for the closing cost.

 

Thanks to everyone for all of the congratulations : )


Starting Score: EQ 602 TU 624 as of 01/12/12
Current Score: EQ 648 TU 616 EX 649
Goal Score: anything over 620 I just want a house : ) **** We bought our home 06/01/2012!!!!!


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Frequent Contributor
BigDaddy18
Posts: 673
Registered: ‎04-23-2009

Re: YES!!!!

Wow congrats this is truely an awesome story to hear about here on the forum.  I hope you all the best in the future!!


Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810


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Valued Member
sherakay
Posts: 59
Registered: ‎02-20-2012

Re: YES!!!!

The $500 binder (earnest $?) What happens to that $ after closing? Do you get it refunded to you since you didn't have to pay a downpayment? For the WDO inspection, did you have a contingency that if termites were found, the sellers needed to hire a pest control to rid them, or if past damage had been found and they hadn't been on a maintenance plan with a pest control company that they had to fix the repairs?

 

I will try to search the forums to see if you posted this already, but may I ask where did you buy your home and the specs please?

 

Thanks!

 

I am losing HOURS of my life daily doing research on buying a house. Just a bought a car in April, and it seems like I constantly need something to plan for! lol


Starting Score: Walmart myfico 664 TU Lender Pull 690 EQ Lender Pull 669
Current Score: Walmart myfico 698 TU Equifax- 686 Experian- 692 Transunion- 700 Lender Pull 7/18/12
Goal Score: 720


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Valued Contributor
FairCredBen
Posts: 1,456
Registered: ‎10-25-2011

Re: YES!!!!

Wow blessed!

 

We started about the same time and look, we are BOTH purchasing homes now!!!

 

I am set to close 7/20/12.... ITS SCARY!!! less then 3 months from my wedding! lol....

 

here is the pic for MY house! (i love saying my or our house... since i have never said that before!!!)

 

Current Score: EQ: 715 | TU: 694 | EX: 691
Gardening Time! 3/7/2013
In My Wallet: Cap1: $500 | Cap1: 1500 | Cap1 AU: 1250 | UECU Visa: $5000

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