am I done?

[BIRDWRITER]

wow, thanks everyone! I never even thought about little stuff like not depositing extra money or them calling credit cards. Great advice!

I will be so glad when this is over.  @mkac100, congrats on your closing!

[gallifrey]

Yeah that's a lot of good info. It's almost silly that they want you to look so perfect on paper even though once the loan is funded your spending habits will be different.

[gallifrey]

The sentence before this needed some kind of punctuation, but I couldn't figure out what...