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quick question wife and i have been rebuilding, im an AU on 2 of here credit cards, i have none of my own, we pay our bills together etc, do mortgage companies shun on AU's or should i be fine ?
just got 2 of my own to be sure
we got into some credit card trouble about 4 yrs ago and ended up struggling to pay them all off and never got another one theory was if i cant pay cash i dont need it well never thinking about credit score, and you know how the rest goes aka rebuilding
@cartwrna wrote:
Although, hopefully your not going for a mortgage loan soon. Mortgage lenders don't like to see new credit prior to a mortgage application, especially credit cards. It's best to have no new credit/inquiries for 6 months prior to mortgage application.
nothing until july or august why i asked now
and we only have 2 cards ea nothing extravagant
i have a 3rd revolving account thanks