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We are finally homeowners!!
Closed May 5th-30 yr fixed at 5.25%.
When we went to talk to him, he told us that he had built SEVERAL houses for people using usda loans. So, we went with him. But he told us to wait to tell the lo until the house was completed. But, my LO had been out of the office since june 18th and returned this last tuesday and she called me in to meet with her to go over all of the paperwork we hadnt gotten to and in this she told me about the 2/10 warranty and the ceritified plans with specs being required if the house is under 1 yr old. He says he has no problems with the 2/10 warranty but he doesnt do "ceritified plans". So...we are extremely worried that we are going to lose this house!!! It is perfect for us!!! and in a perfect location!!! Now today I am waiting for my real estate agent to call my LO to find exact details on the certified plans and what will have to be done.
IF ANYONE KNOWS ANYTHING ABOUT THE CERTIFIED PLANS THAT USDA REQUIRES, PLS DONT HESITATE TO POST!!!! ANY SUGGESTIONS ARE GREATLY APPRECIATED!!!!
I think I'd be a little more upset with the fact that I hadn't seen plans for a home I'm going to live in & pay on.
He's ready to take your money but can't show you plans? I'd be VERY wary of that!!!
@Anonymous wrote:When we went to talk to him, he told us that he had built SEVERAL houses for people using usda loans. So, we went with him. But he told us to wait to tell the lo until the house was completed. But, my LO had been out of the office since june 18th and returned this last tuesday and she called me in to meet with her to go over all of the paperwork we hadnt gotten to and in this she told me about the 2/10 warranty and the ceritified plans with specs being required if the house is under 1 yr old. He says he has no problems with the 2/10 warranty but he doesnt do "ceritified plans". So...we are extremely worried that we are going to lose this house!!! It is perfect for us!!! and in a perfect location!!! Now today I am waiting for my real estate agent to call my LO to find exact details on the certified plans and what will have to be done.
IF ANYONE KNOWS ANYTHING ABOUT THE CERTIFIED PLANS THAT USDA REQUIRES, PLS DONT HESITATE TO POST!!!! ANY SUGGESTIONS ARE GREATLY APPRECIATED!!!!
Keep in mind there are different USDA loans. The guaranteed loans are just like FHA, and may not require certified plans.
We are finally homeowners!!
Closed May 5th-30 yr fixed at 5.25%.
If you're looking to build a new home, one of the most critical requirements is to have your house plans certified by a Certified Professional Building Designers (CPBD) who specializes in affordable residential designs.
There are only a few home designers in the United States who are FHA approved and have the required design background and professional certifications to offer this review and approval service.
Taken from:
http://www.houseplangallery.com/index_files/new-house-plans.php
Hope that will help you some.
We are finally homeowners!!
Closed May 5th-30 yr fixed at 5.25%.