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I have been on my sons checking account since he left for college. It is not my personal account and I don't use it myself.My concern is that my son has had a couple overdrafts.
My question is can an underwriter see that I am on another checking account? I don't want the mortgage bank to think it is me with overdrafts. Should I just remove myself from the account? Do they have the ability to know if Im associated with his account?
Thanks!
PS, its interesting to see all these tags and labels. I only do my Fico on iPad, and labels do not exist here.
If you won't be using it to pay for the loan, there is no need to include the account.