cancel
Showing results for 
Search instead for 
Did you mean: 

closing day is today and new bank account

tag
dreamer2014
Regular Contributor

closing day is today and new bank account

Help!!!!!!!!!!!!!! Yesterday I opened a new savongs and checking account with NFCU and just found this morning an inquiry they pulled. I really thought it would be a soft pull like most banks when opening new savings and checking accounts.  Never experienced this before. Will this jeopardized our closing today? Should I contact my LO? I have the print out of the new accounts and it says savings and checking. 

 

 

 

I am a nervous wreck right now Smiley Sad

Myfico: 03/26/2015: EQ 652, EX 680, TU 738 Barclays

Barclays $4.7K, NFCU Platinum $15K, AMEX BCE $15k, HD $12k, Sams $3.5k, Walmart MC $3.5K, NFCU LOC 10K, GE local Furn store $3.5k, AMEX ED $10.5K
Message 1 of 4
3 REPLIES 3
dreamer2014
Regular Contributor

Re: closing day is today and new bank account

Edit: I emailed my LO. 

Myfico: 03/26/2015: EQ 652, EX 680, TU 738 Barclays

Barclays $4.7K, NFCU Platinum $15K, AMEX BCE $15k, HD $12k, Sams $3.5k, Walmart MC $3.5K, NFCU LOC 10K, GE local Furn store $3.5k, AMEX ED $10.5K
Message 2 of 4
dreamer2014
Regular Contributor

Re: closing day is today and new bank account

LO says it shouldn't be a problem and he thanked for letting him know.
Myfico: 03/26/2015: EQ 652, EX 680, TU 738 Barclays

Barclays $4.7K, NFCU Platinum $15K, AMEX BCE $15k, HD $12k, Sams $3.5k, Walmart MC $3.5K, NFCU LOC 10K, GE local Furn store $3.5k, AMEX ED $10.5K
Message 3 of 4
pizzadude
Credit Mentor

Re: closing day is today and new bank account

 

Glad that they are understanding, but almost every credit union ( including NFCU ) will hard pull your credit when you join.

 

Also NFCU is one of the most pull~happy CUs around;  you'll incur a new HP for each and every credit product, even same day....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.