construction loan to permanent

[Anonymous]

if i have a co signer for a construction loan and get approved can i have myself be the only borrower once construction is complete because fico will be higher and will have full year of good credit. i just want to let the co signer know that they only have to help for 6 mos and then they can be off the liability.

[ShanetheMortgageMan]

If you refinance out of the construction loan into the new permanent financing loan in just your name - then yes.  You would just need to be able to qualify for that permanent financing "take out" loan on your own.