I am JUST getting my scores out of the high 500s and into the low 600s. Can I join a credit union and expect to get a decent APR on a loan? I live in CA and all my research says I can expect to get a rate just under 15 percent. Do I have to join way before I want to get a loan? How does it work?
Message Edited by jj15 on 01-12-200801:04 AM
01/05/08 EQ 598 TU 612 Experian 599 01/25/08 EQ 605 TU 620 Experian 599 08/04/08 EQ 658 TU??? Experian 635