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New Contributor
jj15
Posts: 65
Registered: ‎12-16-2007

credit union for auto loan

[ Edited ]
I am JUST getting my scores out of the high 500s and into the low 600s. Can I join a credit union and expect to get a decent APR on a loan? I live in CA and all my research says I can expect to get a rate just under 15 percent. Do I have to join way before I want to get a loan? How does it work?

Message Edited by jj15 on 01-12-2008 01:04 AM
01/05/08 EQ 598 TU 612 Experian 599
01/25/08 EQ 605 TU 620 Experian 599
08/04/08 EQ 658 TU??? Experian 635
Senior Contributor
imducky
Posts: 3,432
Registered: ‎08-27-2007

Re: credit union for auto loan

you can in most cases app and join at the same time. do you have any local cu's that pull tu near you?
New Contributor
jj15
Posts: 65
Registered: ‎12-16-2007

Re: credit union for auto loan

I don't know which CUs pull what reports. I guess I can call around and ask.
01/05/08 EQ 598 TU 612 Experian 599
01/25/08 EQ 605 TU 620 Experian 599
08/04/08 EQ 658 TU??? Experian 635

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