cancel
Showing results for 
Search instead for 
Did you mean: 

credit union for auto loan

New Contributor

credit union for auto loan

I am JUST getting my scores out of the high 500s and into the low 600s. Can I join a credit union and expect to get a decent APR on a loan? I live in CA and all my research says I can expect to get a rate just under 15 percent. Do I have to join way before I want to get a loan? How does it work?

Message Edited by jj15 on 01-12-2008 01:04 AM
01/05/08 EQ 598 TU 612 Experian 599
01/25/08 EQ 605 TU 620 Experian 599
08/04/08 EQ 658 TU??? Experian 635
Message 1 of 3
2 REPLIES
Senior Contributor

Re: credit union for auto loan

you can in most cases app and join at the same time. do you have any local cu's that pull tu near you?
Message 2 of 3
New Contributor

Re: credit union for auto loan

I don't know which CUs pull what reports. I guess I can call around and ask.
01/05/08 EQ 598 TU 612 Experian 599
01/25/08 EQ 605 TU 620 Experian 599
08/04/08 EQ 658 TU??? Experian 635
Message 3 of 3