Reply
New Contributor
Posts: 65
Registered: ‎12-16-2007
0

credit union for auto loan

[ Edited ]
I am JUST getting my scores out of the high 500s and into the low 600s. Can I join a credit union and expect to get a decent APR on a loan? I live in CA and all my research says I can expect to get a rate just under 15 percent. Do I have to join way before I want to get a loan? How does it work?

Message Edited by jj15 on 01-12-2008 01:04 AM
01/05/08 EQ 598 TU 612 Experian 599
01/25/08 EQ 605 TU 620 Experian 599
08/04/08 EQ 658 TU??? Experian 635
Senior Contributor
Posts: 3,432
Registered: ‎08-27-2007
0

Re: credit union for auto loan

you can in most cases app and join at the same time. do you have any local cu's that pull tu near you?
New Contributor
Posts: 65
Registered: ‎12-16-2007
0

Re: credit union for auto loan

I don't know which CUs pull what reports. I guess I can call around and ask.
01/05/08 EQ 598 TU 612 Experian 599
01/25/08 EQ 605 TU 620 Experian 599
08/04/08 EQ 658 TU??? Experian 635
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.