No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
It could mess things up if your debt ratio can't absorb the new payment for the amount of home you are looking to buy... after 4-6 months it shouldn't impact your score negatively anymore.
debtfree2010 wrote:Hello,I just got married this past summer, We financed the wedding on my credit cards $30,000, plus I already had about $20,000 in debt. I have a very old car it' s still running fine but I'm nervous because it is almost 9yrs old. My husband thinks if i get a new car it will mess up our chances of buying a home in the next 2yrs. We are working extra to pay down the debt but I still need a car. my credit score is only 662, I was hoping that if i can get my score up to atleast 680 in the next 6months I might be able to lease. Would this affect our getting a mortage for another home by 2009?Thanks