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@Anonymous wrote:
@Rates are @3.5 now. Getting a quote from Cardinal for 4.375 due to 595 mid score. Is this bump standard due to the sub 620 fico?
looks about right
This is from my inhouse lender a few minues ago....
"There are 3 different credit score tiers for FHA rates (mnthly PMI is not credit score driven for FHA) 580 - 619 there is a pretty heavy pricing hit 620-659 is about the same as 660 and above. For example based on todays rates a 580 fico is 4.125%, 620 fico is 3.75%, and 660 fico is 3.625%........the key is to be 620 and above for rate. "
When I see a single rate posted, I often wonder about the parameters that were used to determine that rate. One size does not fit all.