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? for Dallas Loan Guy

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Anonymous
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? for Dallas Loan Guy

I am planning on buying this fall in Las Vegas and have received advice from other experts on this site...but was wondering what the max you think I could manually be underwritten for (above the 31/43)in your opinion....

I have all 3 scores above 750, 1 car payment of $418.65 and no other debt. I want to qualify on the $47,500 I currently make even though 1 month after I plan on pre-qualifying I should get a $5K raise. No matter what I only want to put 5% down and keep the rest as reserves.

But if I could find a job in Austin that would be another story....I love Texas!
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DallasLoanGuy
Super Contributor

Re: ? for Dallas Loan Guy

what is tax rate
you are proabably in a declining market.... 5% down on top of program guidelines.
 
Retired Lender
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