No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have heard that negatives on your credit report that are 2+ years old do not impact your scores as much as items less than 2 years old, so that would also be the case for a foreclosure mark on your credit report.
Further, if you were trying to get qualified for a VA mortgage, the foreclosure mark really should report 25 months ago... so for example if it's 9/17/2009 for the foreclosure sale date, that is just going to report as 9/09 on the credit report, so it's best to have your credit checked in October of 2011 since 9/09 on a credit report could also be 9/30/09, etc.