from 485 to 787 now ready to purchase first home!

Anonymous · ‎08-23-2016

No worries. Any ideas on whether a broker is better than a bank?

sarge12 · ‎08-23-2016

I do not know...I was in a thread the other day where a poster raved about a broker though.

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20

sarge12 · ‎08-23-2016

I think I would use a broker though. A broker can look at your reports and guide you in what you might need to clean up to get the best rates without the actual lender seeing them and he would know which lender he could get the best rate from. They don't get paid if you do not close so he has a vested interest in securing the loan for you.

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20

Re: from 485 to 787 now ready to purchase first home!

Re: from 485 to 787 now ready to purchase first home!

Re: from 485 to 787 now ready to purchase first home!