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So I just signed my loan docs today...now my realtor tells me next move is to wait for the lender to give us "funding conditions" I had never heard of those. I thought at this point all conditions were met and I just needed to signed the loan documents in order for the loan to be funded. Does anyone know anything or have some examples of funding conditions?
Just an example, say you had a $100 medical collection, your lender could make funding conditional upon you paying it off. Some are LOE. letters of explanation. Example, you have 6 inquiries in the last 6 months and they want to know why so you write a letter. Thinkgs like that.
Those are the type of conditions that were all met before the loan was approved though. Thats why I thought these conditions might be something different.
Hmmm, I don't know then. Unless it's maybe just veryifying all the conditions were met? Maybe you can ask you LO what other conditions there are???
Our LO/Processor asked for anticipated conditions after we 1st signed our initial docs...........Goal was to try and make it easier in UW, but who knows what or if they will ask for additional info when we get to that stage!
Could just be bank statements showing you have the cash on hand to pay the costs due at closing perhaps?