my score is 530 no credit cards only student loans and collection on my history but my wife's credit is good with 700 fico she got few cards but she have no income , my income is 50,000$ a yr and we looking to buy a house worth 100,000$ i have 10,000$ for down payment now i want to know if we can use my income and her credit to get approve for loan ... and if any one know a lender who is willing to help out plz let me know thanks
