home loan

[Anonymous]

my credit score is 610 and my fico score is 520 is there any hope of getting a home loan i have a nice sized down payment

[Anonymous]

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@Anonymous wrote:

my credit score is 610 and my fico score is 520 is there any hope of getting a home loan i have a nice sized down payment

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There are many factors in qualifying for a home. Take a look at this thread and provide us with a little more information about your situation, and we would be happy to help: http://ficoforums.myfico.com/t5/Mortgage-Loans/Do-I-qualify-for-a-mortgage-Info-that-is-needed/td-p/381846

Also, have you pulled your actual mortgage scores?

[Anonymous]

Did you get a 3B report recently? 

[frugalQ]

OP,

It's great that you are looking to purchase a home, but with a 520 myfico score (regardless of the version), I recommend working on increasing your credit score.  Do you know what's dragging your scores down?  It would be very beneficial for you spend some time in the Rebuilding forum to find out how to clean up your credit report and raise your scores.

I hope i'm not coming off as insensitive...but, I feel there's a lot to be said for making the effort to understand your credit report and and doing the work to repair it.

Good Luck!