10-14-2012 05:52 PM
10-15-2012 03:47 AM
Not in Texas any more but there's no reason not to file Homestead and every reason to do so.
Your homestead is protected from any form of foreclosure except purchase money mortgage, and your property taxes may be reduced, they are certainly capped for increases.
10-15-2012 08:24 PM
protects your home from creditors.
file it when it becomes time