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income vs. credit

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hoping2rebuild
Established Contributor

income vs. credit

My DH and I were debting this last night and we were wondering

 

My credit is better then his but it needs work but he makes the most

 

money so my question is could a house be bought in my name

 

and use his income or would both of us have to be on the loan?

 

Not looking to do anything right away but within the next 18 months

 

my scores should be where I need them to be but also if we use his income

 

we could qualify for a better place then just using mine


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 1 of 4
3 REPLIES 3
boomhower
Valued Contributor

Re: income vs. credit

The persons income is used their credit must be used.

Message 2 of 4
hoping2rebuild
Established Contributor

Re: income vs. credit

Thanks Smiley Happy

 



Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 3 of 4
namvet
Established Contributor

Re: income vs. credit

+1

Message 4 of 4
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