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judgement pop up days before closing

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MOMO30
Regular Contributor

judgement pop up days before closing

Im scheduled to close Tuesday at 10am and I check my reports only to find a judgement

from the irs. Dropping my mid score to 636 I'm so destroyed my heart hurts

I worked so hard to get my scores beyond 640 it was 655 8/2 when this fantastic LO

took over my loan from another bank after they put me through hell for 3 months.

 

He promised me I'd close in two weeks and he did his part now

this. I dont know what to do Nys irs closed today the amount is $596

Which I have no issues paying.  Im worried though my score is below 640 and they

may not close on my loan now.

 

They pulled my reports 8/2 680,676,655 where my scores this morning 

my eq and ex is 636 I didnt pull Trans union. 

 

Will the score drop affect my closing?

Im going to pay the judgement Monday and try to have it withdrawn.

 

Message 1 of 3
2 REPLIES 2
pizzadude
Credit Mentor

Re: judgement pop up days before closing

 

If they pulled your reports Aug 2 then it's very possible they won't pull again before closing ~ you might want to ask your LO to confirm.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 3
MOMO30
Regular Contributor

Re: judgement pop up days before closing

Yes I just texted him im so nervous I can't loose my deposit and I really dont wanna loose the house

not for $596. I moved so they cant say they served me. I've been staying with family since the process took so long 

and my lease expired I didnt get any communication from them I would not have jepordized my loan.

Message 3 of 3
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