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my lender scores were better than i thought..however, am i entitled to a copy of the credit report? i wasnt charged a fee to pull my credit but i was told i could get a copy but i havent received anything? should i ask? my LO just gave me the scores over the phone. i live in CA if that helps. I'm so eager to see my credit report!!
A copy of the credit report is in the closing docs. If you want one before closing ask your LO if s/he can get you a copy
Ok thank you!
just ask.
some lenders dont like to give them out. they even say they legally cant
this is bull.
i always give it out when asked.
also, i have never seen a credit report in closing docs.
maybe some lenders do that, but none of the companies i worked for ever did that
OK thanks! I will ask tomorrow. my loan person said she got pre-approval for between 400k-450k. she said she would have a letter for me tomorrow and a list of any other supplement info she needs. i was so nervous this past week but now im getting excited.
Hummm, I see them with the lenders I use along with a disclosure of the score right in the closing package. I didn't know it was a lender specific thing. Learn something every day here
@StartingOver10 wrote:Hummm, I see them with the lenders I use along with a disclosure of the score right in the closing package. I didn't know it was a lender specific thing. Learn something every day here
the "credit score disclosure" is federally mandated. Required on demand per FACTA. but giving the whole credit report isnt.... that is what i was talking about
Our offer on a house was accepted today. I'll pick up the double tri-merge tomorrow.