@Anonymous wrote:
So it seems as if everyone on here has had collections and bk and other stuff and that's what's making it so hard to close on get a house or haveing under writer problems. So pretty Much if u have no bads and pay all you're Bills on time and this and that youre mortgage process should go very smooth even if you are a first time home buyer like I'm going to be. And if u buy a short sale or forclosure those take so time. I read these post on here all the time thinking man is this what its like for everyone.
I recall talking about this a while back... Rarely do I see a thread that starts, "Wow, we applied, got pre-approved, found a great home, and closed with no issues!" But, all of the comments here have really helped my wife and I properly prepare before-hand.
Good luck on your first purchase!
