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mid cycle re-score

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ChistineNJ
Frequent Contributor

mid cycle re-score

does anyone who if NFCU/ capital one and/Credit one bank would do a mid cycle rescore?  paid off some of DH debt but after the cycle closed, do i really have to wait for the next cyce?

C1 Venture 15K| NFCU NAV CHECK 15K| CASH REWARDS 5K| CARE CREDIT 3K| NORDSTROMS 1K| LORD & TAYLOR 1100| WALMART 600| TargetRed 500|Rebuilders

CAP1 1650| CAP 1 1100| BARCLAYS 2500| NREWARDS 8500|
SCT: VS 1100| EXPRESS 1100| JCREW 250| *HIDDEN TL BML 650

SCORES 709, 657, 623
Pre BK scores: 569, 587, 553
Message 1 of 3
2 REPLIES 2
StartingOver10
Moderator Emerita

Re: mid cycle re-score

When going for a mortgage your lender can do a rapid re-score at any time during the process.

Message 2 of 3
frugalQ
Valued Contributor

Re: mid cycle re-score

i agree with SO10...the lender should be able to do a rapid rescore.

 

you can also just call the creditor as ask if they can do a mid-cycle update.  Discover did it for me when I asked.

AmEx Green NPSL | Amex BCP 16K | Citi Simplicity 10k | Discover IT 9K | Chase Slate 7.5K | Amex Hilton HHonors Surpass 7K | Capital One QuickSilver 6K | Home Depot 5k | Chase Freedom 4.5K | LOC 2.5K
Message 3 of 3
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