mortage and student loans

[Goodness]

Completed my student loan rehabilitation. For those who did the program how long did it take to get your mortgage. Also was told it may help it I get consolidation of the loans since it's 19 separate loans. Does it help in scores.

[VanRickets]

I have two student loans.  The biggest one was consolidated when rates were at 3.25%.  My graduate loan is at a higher rate.  I pay them both to the same agency, on the same date.  It doesn't always pay to consolidate.  You need to check the interest rate for each loan.

[kjel]

I rehabbed my Direct Loans and was picked up by Nelnet in May 2013. It took another 6 months to get the Direct Loan TLs cleared up. I have two loans with Sallie Mae that did not get consolidated and those have a 6 month string of lates but have been current 24+ months now. I had some other things going on that needed to be cleared up so I didn't try to app until recently. I was approved and issued a loan commitment last week

[Anonymous]

Number of installment loans doesn't really matter as much as the amount in general. One for $50K or 19 for $50K. Although if all 19 are reporting to your reports that will significantly help your AAoA in the long run.