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mortgage companies and credit reports

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dashpt
Frequent Contributor

mortgage companies and credit reports

Hello everyone, is it true that mortgage companies can see things on our credit report that we can not see?

 

I was asking a potential loan officer some questions and she wanted to run my credit, i told her i'm not ready to buy yet but was enquiring about her company and she said she wanted to see what my report looks like, I told her I know whats on my credit since I just had my credit pulled on myfico, plus earlier this year I had a loan company pulled it, she said she still would need to pull it because they all see different things, plus what i see on my report is different from what they see....

Cap one secured=200 closed
Cap One unsecured10,000
Wellsfargo1500
Walmart5000
Victoria'ssecrets1850, citicard 6500TU=735,Ex=723,Eq=734
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: mortgage companies and credit reports

Their credit SCORE may be different, but what is actually on the report has to be the same.  Skip this one.

Message 2 of 3
ezdriver
Senior Contributor

Re: mortgage companies and credit reports

Run away from that so-called loan officer.

Message 3 of 3
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