mortgage loan a year after forclosure?

[jjamm7667]

hello everyone

 I was wondering if anyone knows of a lender that would finance after a foreclosure (09/2009)

Credit score are around 650

Thanks

[JM-AM]

I believe USDA offers a program for your type of situation. Only thing to consider with USDA is it is lower income qualified and specific qualifying area's, so if you make too much money you will more then likely not qualify or if you want to buy in a non qualified area you may not qualify. 

[Lel]

Are you looking to go with a conventional or FHA loan (if not USDA)?  Were there extenuating circumstances that led to the foreclosure?