Credit Cards Center Credit cards from our partners
Regular Contributor
Posts: 227
Registered: ‎04-06-2012

mortgage not reporting on credit report

hey all i closed on my loan on april 1st and its still not reporting on any reports.... anybody know why or when it should report???

Chase Freedom-(1000) BOA 123-(2000) Home Depot-(4000)
Discover IT-(1000) Lowes GE-(1500) Orchard Bank-(300)
Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015
Regular Contributor
Posts: 185
Registered: ‎06-05-2013

Re: mortgage not reporting on credit report

I wouldn't worry too much.  It'll show.  It took about a while before it appeared on my CR.

Regular Contributor
Posts: 118
Registered: ‎08-13-2012

Re: mortgage not reporting on credit report

We closed in October and it didn't show up until March.

Starting scores 2/27/12 TU 605 EX 576 EQ 560
Current scores lender pull 9/6/12 TU 663 EX 629 EQ 645
Closed on our first home 10/26/2012!
Frequent Contributor
Posts: 318
Registered: ‎03-03-2008

Re: mortgage not reporting on credit report

they tend to let it age a bit before posting to your reports.  i closed in may and it didn't report i don't think until sep/oct same year.

7/27/2015 - Discover EX 744 / AMEX EX 742
4/16/2015 Mortgage pulls 719 EX / 729 TU / 703 EQ
Scores by lender CLI requests 4/15/14: EQ 760 / TU 755 / EX
Scores by lender (Mortgage) 4/25/11: EQ 705 / EX 743 / TU 735

Combined CU CL's - 79K (lower rates / higher limits)
Combined Bank CL's - 32.5K (higher rates)

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.