I was pre approved, found a home, have inspection and appraisal ordered. My LO told me not to app for any new credit which i havnt but I just realized that i have a new capital one card with a 500 dollar limit that i was approved for in November that has not shown up on my reports yet and I just started this loan process a few weeks ago so you can clearly see the inquiry was in november and i have not done anything new. How will this affect anything or am I being paranoid? MY LO asked me about the inquiry and i explained to him that it was in november and he didnt seem to concerned but my nerves are on edge.
