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We paid off our old mortgage company back in 2006. It was Ameriquest mortgage and we're also involved in a class action lawsuit against them for fraudulent practices, thus the reason we sold our house back in 06.
Anyway, Ameriquest (or AMC) is reporting us as paid in full, but 120 days late! I disputed it on the CRAs, and got nothing. I wrote a GW letter to the company and it was returned to sender for no such address. I got the address right from the website, but I'm pretty sure they closed shop with all the lawsuits against them.
I already got a new house, new mortgage at a good rate, etc. But I am working so hard at getting all the crap off my report, that this one is just sticking out like a sore thumb.
Any advice?? I'd really rather NOT wait until 2013 when this drops off, to see my score increase, ya know?