@samy2576 wrote:
I have an unusual situation and need some information. I make about 30,000 a year but also recieve 500 a month in support from my husband. We are not divorced, long story. I want to be able to use this as income when I buy a house. How can I go about doing that? Is there a way to make our agreement legal/official? He is willing to do whatever I need him to. I have been recieving it for over a year and it will continue for at least 5 years.
I have a similar "long story". I tried all kinds of ways until Sunday and was not able to use either the child support (we have a formal separation agreement) or income from a promissory note on the buyout of my half of the marital home as income. It totally stinks b/c it would have breezed me right through the process, but instead, I'm right on the cutting edge of DTIs. I ran all kinds of scenarios and the answer always came back as "get divorced", which just isn't an option right now. From what I can tell, it has to be court-ordered, signed by a judge kind of a deal AND you have to be able to prove it through copies of checks from a non-joint account for the past 12 months.
Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)
