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Do you guys have any feedback on quicken loans programs? good? bad?
love them
they over call to service the load, trying to help me get a better rate. Usually, it won't pan out, but they try.
Ex/ I was in a 5.75% with Chase, I switched to Quicken in 2012 via HARP and got 3.875%. They call me back in Feb 2013, to put me in a 3.375%, for $800 net out of pocket, saving me $700/yr in interest.
Im not suggesting that you cant do better, but I felt good with these guys.
Chase never instigated a call to help me. I was ignorant that I could save interest with HARP. I had a second mortgage Chase wouldn't offer me options.
FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.
BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k
We are currently working with them and have not had any problems. They have been straight with us since the first day. We should be in underwriting by Monday.
they used to be a nightmare to work with.
much, much better now
We didn't get very far with them....asked a few questions, they weren't able to help us. No harm, no foul.
However, they have called four or five times a day, EVERY day since that first call to explain some "new program" that might work for us....