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selling our house/buying a house questions

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Anonymous
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selling our house/buying a house questions

Hi, thanks in advance for reading thiis;and for any advice .

   My husband and I are selling our current home and buying another one in another city.  we are paying cash for the new home. Our question is would we qualify for a home equity loan or a line of credit with a bank and if so how long after the new home is in our name? we want to do some  renovation's on the new home by adding a sunroom and remodeling the deck.. He is 3 years post bankrupty this november. His scores are around 660. Our debt to income ratio is at 29%.   He makes around $62000 a year and had been with the same company 17 years. Any help is appreciated.

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