Did he tell you why you were denied?
If I were you, I would go to a mortgage banker and not Wells Fargo - you are far better off going to someone that will actually know the underwriting criteria and can tell you what you need to do to refine your file (get your ratios in line or increase your score or whatever else was the reason for your denial).
a lot of those loan officers at wells fargo/other big bank are just order takers..... they dont know guidelines.
frind a mortgage banker
Windoes. This presents issues because your loan is even at the mercy of speculation.
As a direct lender we can issue an actual underwriting pre-approval witin 24 hours before you go into contract. This solves so many headaches i can't even count them.