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What are the new guidlines for buying a house when you have student loans? My student loan payment in 800 dollars a month...
What type of loan?
Quote from dpeezy:
"FHA will take the payment on your report, but conventional will take the higher of 1% of the balance or the actual payment... unless the borrower can prove the actual payments will fully amortize the loan without payment adjustments. Basically, conventional loans don't like the graduated or IBR repayment options unless the actual payment is higher than 1% of the remaining balance."
Hope that helps!