I have used them. Our scores were in the 680. We did not get approved by them because we had a short sale so we ended up with another bank.
Myfico: 03/26/2015: EQ 652, EX 680, TU 738 Barclays
Barclays $4.7K, NFCU Platinum $15K, AMEX BCE $15k, HD $12k, Sams $3.5k, Walmart MC $3.5K, NFCU LOC 10K, GE local Furn store $3.5k, AMEX ED $10.5K
