I have heard that when you dispute an item it is removed from your credit report for scoring purposes. Was this a recnt dispute and have there been any drop ar jumps in your credit score?
If the dispute did remove the car from the credit scoring (seeing how it is a large item) maybe it is making the lender jumpy. That said, it sounds liek a load of crap. I am nto sure why it would matter unless it is a highyl negative account and by dipsuting it and removing it from scoring currently you are inflating your score? Again does not sound right either way but I don't understand alot of the dispute stuff.
It probably just comes down to you disputing the accuracy of the balance on a large account that they have to use for DTI purposes. If DTI is close maybe they want to make sure they are using an accurate balance. Still doesn't make sense as the credit report should show the payment which is the number they really care about in terms of the DTI.
Post back when you figure out what the deal is (demand an answer for the LO as to why this is of concern) as I am sure some of us would be very curious.
