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what kind of conditions can i expect from usda??...paper work being sent to usda hopefully tomorrow...january 30 2014 closing date...lease ends february 2014...perfect timing...
We didn't have any that my LO told us about. Everything should be squared away before it gets sent off.
Our paperwork was sent to USDA last Friday (Dec. 26th) and came back on Monday (Dec. 30th) with a verbal approval to our lender here in Kentucky. We had no conditions. Our lender was extremely thorough and left nothing to chance. We are set to close on January 7th. The only conditions I have ever heard of is more documentation. As long as your lender is experienced with USDA and made sure to address any possible issues, you should be fine. I have heard of people having issues, but they are typically related to something that they weren't truthful on, or any major changes that might have taken place since the last time the lender collected documentation. If anyone has had conditions, they are typically not a big deal. More bank statements, updated employment verification, etc. Good luck!!!
wow!...thats great...
Ok, so I think that my mortgage broker collected all of my information before christmas, my landlord received a phone call a few days ago to verify rent payments....but I haven't heard anything else since. how long should this step take? Oh, and I did make a few major purchases during the christmas holiday. yikes.
just got off the phone with the mortgage broker, they wanted to verify inquiries? yes, we called each individual acccount to ask whether or not an account was established for each inq or not. so, yes, they know about my christmas purchases now. thanks.
i'm patiently/anxiously waiting...the appriasal should be in by tomorrow or Monday at the latest...hopefully not much longer...