It would seem that the only way to refinance any (or all) of one's rental houses if you own more than 4 is if you own 10 or less and you have a FICO score of >720 and 6 months of reserves for every house, not just the one you want to re-fi. Anybody found a "sloution" to this "problem" yet? (this assumes you will be using fannie mae/freddie mac money)