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wellsfargo

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Anonymous
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wellsfargo

does anyone know what the min middle FICO is with wells fargo i keep hearing its 600 or 620 does anyone really know?

Message 1 of 9
8 REPLIES 8
Anonymous
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Re: wellsfargo

640 with Wells...there are a few lenders that will do FHA and VA down to 620.

Message 2 of 9
Anonymous
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Re: wellsfargo

ok do you how to contact those banks?

Message 3 of 9
Anonymous
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Re: wellsfargo

do you know how to contact those lenders?

Message 4 of 9
Anonymous
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Re: wellsfargo

Yes there are a few we ar approved to do business with.

Message 5 of 9
Anonymous
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Re: wellsfargo

shot me your contact info

Message 6 of 9
Anonymous
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Re: wellsfargo

600 is the minimum score for Wells. Wife and I are going through the process now. Our pre-approval went through manual underwriting although our mid scores are upper 600's I know that 600 is their minimum for a VA loan as that requirement is listed in our paperwork.

Message 7 of 9
Anonymous
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Re: wellsfargo

Sent you a pm..

Message 8 of 9
Anonymous
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Re: wellsfargo

On the retail side, they may have that as a requirement.

 

I have my personal mortgage through them. I looked into refinancing with them on their retail side, as it is tricky for a mortgage guy to do his own loan. I thought by going online I may get decent pricing...NOT AT ALL. I was shocked at the rate and points they wanted me to pay, as I get their wholesale rate sheet and know what they can really offer.

 

I guess I would always suggest everyone shop around...

Message 9 of 9
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