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Tri-merge uses what FICO scores? I would assume FICO 5, but not sure. Does anyone know?
Whichever is your mid score between the 3.
Not everyone has the same CRA as a mid-score. It quite literally is the middle score of the 3 in your credit pull
On the MyFICO 3-B Score Report, the scores used for mortgages display as:
Equifax FICO Score 5
Experian FICO Score 2
TransUnion FICO Score 4
Whichever is the middle score (not average) for you is the one that matters.
(Yes, these are the exact scores pulled for a mortgage trimerge.)