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what FICO score does Tri-merge use?

tag
Anonymous
Not applicable

what FICO score does Tri-merge use?

Tri-merge uses what FICO scores? I would assume FICO 5, but not sure. Does anyone know?

Message 1 of 4
3 REPLIES 3
StartingOver10
Moderator Emerita

Re: what FICO score does Tri-merge use?

Whichever is your mid score between the 3.

 

Not everyone has the same CRA as a mid-score. It quite literally is the middle score of the 3 in your credit pull

Message 2 of 4
cartwrna
Valued Contributor

Re: what FICO score does Tri-merge use?

Equifax/FICO classic V5 FACTA
Experian/Fair Isaac (Ver. 2)
Transunion/FICO Classic (04)
Don’t take your credit for granted, use it with care! These days, catch me in the bankruptcy forum!?
Message 3 of 4
iv
Valued Contributor

Re: what FICO score does Tri-merge use?

On the MyFICO 3-B Score Report, the scores used for mortgages display as:

  • Equifax FICO Score 5

  • Experian FICO Score 2

  • TransUnion FICO Score 4

Whichever is the middle score (not average) for you is the one that matters.

 

(Yes, these are the exact scores pulled for a mortgage trimerge.)

EQ8:850 TU8:850 EX8:850
EQ9:847 TU9:847 EX9:839
EQ5:797 TU4:807 EX2:813 - 2021-06-06
Message 4 of 4
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