New program for online banking customers

[nothingman02]

or rather wells fargo actually....wachovias gonna be no more...

[Grumpyak]

Thanks for your efforts to get consumers to pay more attention to their scores. As they know more they become more credit worthy through better credit management.

[kidaboo]

i hope this does occur.  i have bank of america  and state employee credit union of maryland and i am desperately  trying to keep up with my fico's

[Brodave]

Hi,

I have read the replys to the FICO onlime banking question. Can anyone give us a listing of banks who offer that service now?  I would be interested in moving my banking needs to them...

Tnx,

Brodave

[Thunderseven]

Just a quick question and it may have already been asked and I missed it.  Would these free scores, requiring an inquiry from the CRA's be a soft pull or a hard?  Or does this even apply to this new "offer"?

[Barry]

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Brodave wrote:

Hi,

I have read the replys to the FICO onlime banking question. Can anyone give us a listing of banks who offer that service now?  I would be interested in moving my banking needs to them...

Tnx,

Brodave

---

Good question! I'll see about getting a list for you. Stay tuned...

[Barry]

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Thunderseven wrote:
Just a quick question and it may have already been asked and I missed it.  Would these free scores, requiring an inquiry from the CRA's be a soft pull or a hard?  Or does this even apply to this new "offer"?

---

The inquiries from the Scores on Statements program are soft (account review) inquiries.

[Barry]

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Brodave wrote:

Hi,

I have read the replys to the FICO onlime banking question. Can anyone give us a listing of banks who offer that service now?  I would be interested in moving my banking needs to them...

Tnx,

Brodave

---

While we expect there to be more banks offering these scores soon, currently they're available to customers of Pennsylvania State Employees Credit Union (PSECU) and HSBC for their Sears and Kmart cardholders.

Message Edited by Barry on 03-26-2009 05:53 PM

[TheNewWorldMan]

For those who actually have a credit situation worth attempting to manage, I believe this is a great idea.  It would help centralize the financial lives of consumers, putting their credit information where they already regularly go for financial data: their online banking center.

In an era when the average netizen has something over a dozen passwords, sites and logins, anything that reduces that down is a blessing.