Hi folks!
I recently moved in December for work, and have been renting a furnished room while I waited for my job to become permanent and not temp. I am due to sign my letter late May/early June and as such have been looking at places to move to when I bring my kiddo down after school is out. When I moved, I got rid of most of my furniture because honestly, most was cheap IKEA stuff that was unlikely to survive a 1k+ road trip in the back of a uhaul after sitting in storage for half a year or longer.
Anyway, because I have almost no furniture now, one of my high dollar items I need to purchase is a bed/mattress. I found the mattress and bed base that I want, and got pre-approved via Affirm for financing.
Here's my question... is it worth it? Does anyone else have experience with Affirm? I see in their FAQ that they report which is good, because keeping up with the payments on that should help my credit long term, but I'm just curious what people's experiences with Affirm are. How are they about letting you pay off purchases early? Is paying easy? Any issues with payments not working properly or not being reported/being reported early? Etc.
Also: I know I didn't get a HP when I got approved, but do they do one when you finish the process and decide to go for it?
I'll sit on it as an option but only use it if other options fail. Thank you, Ink!.