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Affirm Financing

Regular Contributor

Re: Affirm Financing

There are much cheaper ways to get an installment loan reporting on you your CR. Alliant FCU share-secured loan comes to mind. Reports to all 3. 

Message 51 of 53
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New Contributor

Re: Affirm Financing

Thanks for the info. Actually going to request a share loan via Navy Federal.

Chapter 7 Discharged 03/2015 **FICO 8 Scores as of 09/2017 - Equifax 646 / Trans 639 / Experian 668 - NFCU FICO 9 - 622 as of 09/05/17 UT - 19%
Message 52 of 53
Regular Contributor

Re: Affirm Financing

I've had it since July and I'm paying 0% interest so it doesn't get much cheaper than that, but no hard pull and it's not reporting to Experian or anywhere else. So if you take into account with the other guy said about installment loans looking bad to lenders, Affirm is better because for me there was no interest and it doesn't report. Started payments in September, nothing reporting.



My credit .... It's over 9,000!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Message 53 of 53