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Affirm Financing

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Anonymous
Not applicable

Re: Affirm Financing


@ddemari wrote:
Easy easy easy lol. Sorry that happened B! They scanned my cards, and offered me 3 loans and then i stopped. 3-5 days wait time till funds are deposited into my checking account.

How long did it take for the funds to actually get deposited into your account?

Message 11 of 53
Ron1
Super Contributor

Re: Affirm Financing

I just connected to my checking account. I found my Best Buy Payment. It offered me Pay Over Time. I found out they charge 25% for transferring the balance. No thanks!!

 

Affirm pay over time.png

 

Ron.

Message 12 of 53
Ron1
Super Contributor

Re: Affirm Financing

I tried it on Casper and I got approved. I got denied for the Jomashop purchase.

 

Affirm.png

 

Ron.

Message 13 of 53
Ron1
Super Contributor

Re: Affirm Financing

Affirm--Casper.png

Message 14 of 53
Ron1
Super Contributor

Re: Affirm Financing

Here is the list of merchants accept the Affirm:

 

 

  1. AlarmGrid
  2. All Safety Gear
  3. Alto Music
  4. American Diamonds Jewelry
  5. Apt2B – furniture and home decor
  6. Ball Watch USA
  7. BeautyLish
  8. Bedroom Furniture Discounts
  9. Bidz – online jewelry auctions
  10. BJJsports
  11. Blendtec – world’s best blender
  12. Blossom Coffee
  13. Blu Dot
  14. Boosted Boards
  15. Brooklyn Bicycle Co.
  16. Capri Jewelers
  17. Casper Sleep
  18. Chicago Music Exchange
  19. Christeli
  20. Coordinates Collection – customized jewelry
  21. Coronet Diamonds
  22. Corporate Jewelers
  23. Coyuchi – organic bedding, towels and more
  24. DapperMan
  25. Dave’s Guitar Shop
  26. Dean Zelinsky
  27. Diamond Nexus
  28. Dining Rooms Outlet
  29. Discount Living Rooms
  30. DollsKill – clothing and accessories
  31. DSG Performance
  32. Electric Generators Direct
  33. eMassageChair
  34. Emma Mason
  35. Faraday Bikes
  36. FIGstores
  37. GIVmobile
  38. Gold & Diamond Store
  39. GreyCork
  40. HeliDirect
  41. HerImports
  42. Huawei
  43. Ice.com – Jewelry with Free Shipping and Free Gift Box
  44. International Military Antiques
  45. J.R.Dunn
  46. Joeveo
  47. JomaShop – Watches and more
  48. JoyBird
  49. Jewelry Unlimited
  50. K Series Parts
  51. Kicks on Fire
  52. KillStar
  53. LearningFuze
  54. LeatherFurnitureExpo
  55. Lifx
  56. Lumoid
  57. MakerBot – Desktop 3D Printer
  58. Memphis Drum Shop
  59. Mesa Boogie Hollywood
  60. MetalDetector
  61. Modern Automotive Performance
  62. Moissanite – Get 10% off + Free Shipping with Code: MOISSY10
  63. MOJO Water
  64. Nabi Shop 
  65. Nature’s Sleep – memory foam mattresses, toppers & pillows
  66. OneTri
  67. OrthoMattress
  68. PreOwned Wedding Dresses
  69. Ptel
  70. Pure Fix Cycles
  71. Red Pocket Mobile – no contracts wireless
  72. Reverb
  73. SendMeFurniture
  74. SimpleTire
  75. SJC Drums
  76. Sleep Sherpa
  77. Smile Care Club
  78. Super Jeweler – Free Shipping Worldwide
  79. TheraDome – hair loss therapy
  80. TheRealReal – luxury consignment
  81. The Board Warehouse
  82. The Music Zoo
  83. The RPM Store
  84. Touch of Modern – Up to 70% off Exclusive Modern Designs
  85. Tradesy – Get $20 off $50 through our link!
  86. True Facet
  87. Trumpet & Horn
  88. TV Lift Cabinet
  89. TV Stands Outlet
  90. TwoBirch – Free Shipping on all orders; Satisfaction Guaranteed
  91. UNIF Clothing
  92. Vanity Planet
  93. Western Spindle
  94. Windsor Fine Jewelers

 

Ron.

Message 15 of 53
dbw79
Regular Contributor

Re: Affirm Financing

Has anyone confirmed which bureau they soft for approval? Just curious.

Message 16 of 53
ddemari
Super Contributor

Re: Affirm Financing

I checked the soft pulls on Equifax and nothing from Affirm. Tried to log into TU to see soft pulls but couldn't sucessfully get the report to open, and can't see the EX ones either. 

 

Money can take up to 6 business days and it still has not been deposited. 

Message 17 of 53
joebbb
Established Member

Re: Affirm Financing

I used them for my PureFix cycle and it is pretty great! I also like the security of having to ping your cell phone each time - its much easier to remember! 

06/2015 Starting Scores: EQ 574 TU 586 EX 599

Current EQ 619 TU 642 EX 639
Goal: 700
Message 18 of 53
BCGCredit
New Contributor

Re: Affirm Financing

2016-02-10.png

I was approved. But 300.00 plus short of purchase price.  Looks like soft pull from experian.

Overstock 8.9K|VS 1.3K|Express 1K|Credit One 1.3K| Cap1 QS1 750|1st Premier 950|Cap1 Playstation 750|Target 800|PayPal 2% MC 700|Discover 6K|Nordstrom 4.8K|PayPal Credit 2K|AMEX DG 1K|


Message 19 of 53
djescobar973
Member

Re: Affirm Financing

Hello new to this site (MyFico). I am also interested in using Affirm for a purchase. Is it safe to say that it will only be a "Soft Pull"? 

Message 20 of 53
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