Alliant CU Shared Loan Worth Opening?

[Anonymous]

As of right now, the only open installments accounts on my CR are Deferred student loans ($100k+, still in school for another year). I do have 3 or 4 closed auto loans, personal loans, and line of credit accounts.

Is it worth it, for credit improvement purposes, top open a shared loan account at Alliant CU to have an open installment loans being paid on? (I guess i'm not sure how an open, deferred student loan looks to lenders)

Thanks for any advice!

[Vegas4Play]

There is a whole thread on this under the Understanding Fico section.

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Adding-an-installment-loan-the-Share-Secu...