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Am i eligible for a personal loan to consolidate my credit card debt?

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Senior Contributor

Re: Am i eligible for a personal loan to consolidate my credit card debt?


Appleman wrote:

If the score depression is utilization related and not for missed payments you may want to look at SoFi.com. They like cash flow (good salary) with a great payment record.

 

Lending Club, Prosper and SoFi.com all have SP pre-approvals. If you go through and apply for final approval it will be a HP.

SoFi.com does not have an origination fee which would be better.

 

Good luck


I have a sofi personal loan.

 

You can try them with a SP for pre approval.

 

They do not like baddies whatsoever, so if you have zero lates and zero derogatory marks on your files you may have a shot.

NFCU Platinum $7300- AMEX BCP $9000- PenFed Power $11000- Chase FU $11700- DCU Platinum $15000- Care Credit $15000- AMEX EDP $15000- NFCU CLOC $15000- Chase CSP $18900- Discover IT Miles $20000- Penfed Promise $25000- NFCU Go Rewards $27100- Venture $28750 **As of 12/9/17** EX- 756(16) TU- 775(15) EQ- 742(15) UTI 8%- Clean Files
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