@Appleman wrote:
If the score depression is utilization related and not for missed payments you may want to look at SoFi.com. They like cash flow (good salary) with a great payment record.
Lending Club, Prosper and SoFi.com all have SP pre-approvals. If you go through and apply for final approval it will be a HP.
SoFi.com does not have an origination fee which would be better.
Good luck
I have a sofi personal loan.
You can try them with a SP for pre approval.
They do not like baddies whatsoever, so if you have zero lates and zero derogatory marks on your files you may have a shot.
