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Any free way to get into Alliant?

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Subexistence
Established Contributor

Any free way to get into Alliant?

I'm wondering if there are any free easy ways to get into Alliant. I was able to join Penfed by joining SOME which is free for students. I was wondering if there were any easy to join organizations that would let me join Alliant.

 

Edit:I haven't hard pulled for Penfed yet.








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Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Any free way to get into Alliant?

Not that I know of; at least not outside of their regular field of membership options (i.e. United Airlines employee, residing in Chicagoland etc). I could be wrong, but if anybody here found a free way in outside of their FOM, it would have exploded on MyFico Smiley LOL

 

Message 2 of 11
Saprissa2010
Established Member

Re: Any free way to get into Alliant?

You could join the Freelancer's Union. freelancersunion.org

You got a freelance side-hustle, don't you?
Message 3 of 11
Anonymous
Not applicable

Re: Any free way to get into Alliant?


@Anonymous wrote:

Not that I know of; at least not outside of their regular field of membership options (i.e. United Airlines employee, residing in Chicagoland etc). I could be wrong, but if anybody here found a free way in outside of their FOM, it would have exploded on MyFico Smiley LOL

 


I don't know about that - a $10 FCS donation isn't a very high bar to begin with

Message 4 of 11
Adidas
New Contributor

Re: Any free way to get into Alliant?

I can confirm the freelancers union. That how I joined. You just make an account on their website. Alliant doesn't check but it's good to do just in case.
FICO 08:743 EQ Bankcard from Citi, 764 EX from AmEx, 747 TU from Disc all updated 8/2017

Discover It $8,600 Since 08/2014 // AmEx BCE $23,100 Since 10/2015 // Citi DC $7,000 Since 06/2016 // BoA BBR $1,800 Since 11/2016 // US Bank Cash+ $3,000 Since 11/2016
Message 5 of 11
creditfan
Established Contributor

Re: Any free way to get into Alliant?

join NPA (network professional association) and select community membership for $0 per year

that was how I got mine

Message 6 of 11
Subexistence
Established Contributor

Re: Any free way to get into Alliant?

Thanks for the responses. I need to make a similar thread for NFCU some time soon.








Starting Score: Ex08-732,Eq08-713,Tu08-717
Current Score:Ex08-795,Eq08-807,Tu08-787,EX98-761,Eq04-742
Goal Score: Ex98-760,Eq04-760


Take the myFICO Fitness Challenge

History of my credit
Message 7 of 11
Creditplz
Valued Contributor

Re: Any free way to get into Alliant?

Does alliant pull a CR to open a checking? I had one but then they flagged me for verification and was tied up with work so I didn't meet the deadline (7days)
Message 8 of 11
Anonymous
Not applicable

Re: Any free way to get into Alliant?


@Creditplz wrote:
Does alliant pull a CR to open a checking? I had one but then they flagged me for verification and was tied up with work so I didn't meet the deadline (7days)

soft pull to open an individual account - oddly enough their website indicates that adding a joint account holder will result in a hard pull on the new signer, so we haven't done that

Message 9 of 11
Anonymous
Not applicable

Re: Any free way to get into Alliant?


@Anonymous wrote:

@Creditplz wrote:
Does alliant pull a CR to open a checking? I had one but then they flagged me for verification and was tied up with work so I didn't meet the deadline (7days)

soft pull to open an individual account - oddly enough their website indicates that adding a joint account holder will result in a hard pull on the new signer, so we haven't done that


It's been a couple months since I looked into it, but I remember reading on the online application itself that for joint accounts, Alliant only does a hard pull on the new signer if you apply online. If you fax or snail mail in an application, they don't do a hard pull.

 

Alliant does a ChexSystem pull (doesn't affect your credit). I think they flagged me for verification when I applied about a year ago, too. I just faxed over my driver's license, etc. 

Message 10 of 11
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