Credit Card Center Advertiser Disclosure†
04-16-2017 12:34 PM - edited 04-16-2017 12:37 PM
Here is the FAQ, which answers a lot of questions.
04-16-2017 03:15 PM
it's called meettally and you load your credit accounts and then they do a sp to see if they can offer you a Tally Credit Line to pay your credit cards and save you interest I'm gathering so far... They talk of being on a wait list but when it came across my Facebook last night I downloaded it and I was able to continue, my friend downloaded it minutes after me as I told him to and he is on the waitlist. I added a Capital One account and a Chase account to test it as it says I'm not very likely to qualify with the score range I told them but when it goes to do the sp check if I qualify it's giving an error and they are closed today so I will try again tomorrow and see but it's interesting to me. Almost seems like an instant personal line of credit for as low as 7.9% with a sp which in theory could be amazing!
No but its interesting... Too bad they are playing the "waitlist game" with it
No muss, no fuss, but could be a good sidekick with bts for shorter term fixes..
04-17-2017 04:47 PM
Creditplz, be sure to let us know how it goes! And what CB they pull.
I'm intrigued. I may be interested when my only baddie falls off around July. Not sure I would get a good enough rate to help right now.
04-17-2017 06:59 PM - edited 04-17-2017 07:01 PM
Ok so it pays off the cards for you then starts charging you interest on what they lend to pay it? Pass. Ok so this is only for those carrying balances and can get a lower apr through tally....Eh ok so not really meant for people that don't carry balances.
04-17-2017 07:08 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.