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Hello! Congrats on your approval! I have been thinking of getting one but I have only had a banking relationship with them since June. Did you have to build a history with them first?
Congrats! Treat Navy well and they will show you more love in the future!
Congrats and welcome to the NFCU family rmduhon!!
Chapter 7: Discharged November 2015
11/15 Fico 8: EQ-585, TU-550, EX- 551
07/16 Fico 8: EQ-703, TU-695, EX- 660
09/16 Post App Spree Fico 8: EQ-675, TU-675, EX-663
Cap One Platinum $2K>$4K, Cap One Quicksilver $3K, Discover $1,600, SPGVisa $4500, Red Roof Inn Siggy Visa $5K, Good Sam/Camping World Visa $1800, Overstock $7K, Lowe's $6K, NFCU Cash Rewards Visa $4600, NFCU CLOC $15K, PenFed Promise Visa $10,500, Evine $1K, CreditOne Visa $600|Total CL: $153K
Garden until September 2018 (I'll be in the pumpkin patch)!
@rmduhon wrote:
Waiting on the documents to arrive and then return them. Not sure on the rates yet but it'll be less than the interest on our cards. Plus our UTI will go way down (currently 16% for hubby, 20% for me) so that should increase our scores to close to 700.
Do you mind sharing how much they approved you for?
Was it an instant approval?
How many HP's did you get?
Do you have any other NFCU products?
Are they paying your creditors or are they giving you the funds?
What were your FICO scores on approval?
@rmduhon wrote:
We were approved for 15,000. It's technically a personal loan that we using to consolidate so they are sending us the check. It went under review when we applied yesterday, approved today. Looking at our creditwise alerts it was just a TU HP each (updated CK and no EQ pull showed for it). We were also approved for a GoRewards card (2500 SL) yesterday, instant approval, EQ and TU HP. TU is 697 (me) and 698 (him) via Walmart. My EQ is 647, his should be about the same.
Congratulations! Thank you very much for the information.
It would be interesting to see what they are charging you for interest? You can call and ask them.
Eventually I would like to get a personal loan to payoff my SoFi loan. I'm at 11.49% with them. I am at only 2% UTI across my revolving accounts.
I took out a SoFi loan and invested it. Didn't use it to consolidate debt because I didn't have any and don't now. Let us know your rate!
Congrats on your approval!!!